The paper provides a critical review of emerging cybersecurity threats in financial technologies (FinTech), highlighting the challenges and vulnerabilities faced by financial institutions in an era of increasing digitalization. It explores traditional threats such as phishing and malware attacks, as well as sophisticated threats like ransomware, supply chain attacks, and AI-driven cyber threats. The study emphasizes the interconnectedness of FinTech platforms, making them susceptible to systemic risks and cascading failures. Regulatory frameworks and compliance measures are evaluated for their effectiveness in mitigating cybersecurity risks, and the role of human factors in cybersecurity is discussed, including the need for robust training and awareness programs. The paper concludes with recommendations for a proactive and adaptive cybersecurity strategy, emphasizing the importance of advanced technologies, employee training, and collaboration among industry stakeholders. Future research should focus on quantum-safe cryptography, blockchain security, and regulatory frameworks to ensure the continued security and stability of financial technologies.The paper provides a critical review of emerging cybersecurity threats in financial technologies (FinTech), highlighting the challenges and vulnerabilities faced by financial institutions in an era of increasing digitalization. It explores traditional threats such as phishing and malware attacks, as well as sophisticated threats like ransomware, supply chain attacks, and AI-driven cyber threats. The study emphasizes the interconnectedness of FinTech platforms, making them susceptible to systemic risks and cascading failures. Regulatory frameworks and compliance measures are evaluated for their effectiveness in mitigating cybersecurity risks, and the role of human factors in cybersecurity is discussed, including the need for robust training and awareness programs. The paper concludes with recommendations for a proactive and adaptive cybersecurity strategy, emphasizing the importance of advanced technologies, employee training, and collaboration among industry stakeholders. Future research should focus on quantum-safe cryptography, blockchain security, and regulatory frameworks to ensure the continued security and stability of financial technologies.