The article "Constraints to Agricultural Finance in Underdeveloped and Developing Countries: A Systematic Literature Review" by Farman Ullah Khan, Muhammad Nouman, Lucia Negrut, Junaid Abban, Laura Mariana Cismas, and Muhammad Fahad Siddiqi explores the challenges faced by farmers in accessing agricultural finance in 31 developing and underdeveloped countries. The study uses a systematic review approach to synthesize existing literature and develop a holistic framework of constraints to agricultural finance. The key findings and constraints identified include high costs of financing, strict eligibility criteria, complicated documentation processes, asymmetric information, inefficient monitoring policies, lack of formal financing products tailored for agriculture, and limited access to insurance services. These constraints are categorized into three main facets: supply-side constraints, demand-side constraints, and infrastructure-related constraints. The study highlights the interplay and mutual reinforcement between these constraints, emphasizing their complex and interconnected nature. It also suggests a multi-faceted approach to overcome these barriers and discusses the limitations and unintended consequences of agricultural credit on sustainability. The research aims to provide a comprehensive understanding of the constraints to agricultural finance and inform policy-making to improve access to financial services for farmers in developing regions.The article "Constraints to Agricultural Finance in Underdeveloped and Developing Countries: A Systematic Literature Review" by Farman Ullah Khan, Muhammad Nouman, Lucia Negrut, Junaid Abban, Laura Mariana Cismas, and Muhammad Fahad Siddiqi explores the challenges faced by farmers in accessing agricultural finance in 31 developing and underdeveloped countries. The study uses a systematic review approach to synthesize existing literature and develop a holistic framework of constraints to agricultural finance. The key findings and constraints identified include high costs of financing, strict eligibility criteria, complicated documentation processes, asymmetric information, inefficient monitoring policies, lack of formal financing products tailored for agriculture, and limited access to insurance services. These constraints are categorized into three main facets: supply-side constraints, demand-side constraints, and infrastructure-related constraints. The study highlights the interplay and mutual reinforcement between these constraints, emphasizing their complex and interconnected nature. It also suggests a multi-faceted approach to overcome these barriers and discusses the limitations and unintended consequences of agricultural credit on sustainability. The research aims to provide a comprehensive understanding of the constraints to agricultural finance and inform policy-making to improve access to financial services for farmers in developing regions.