This research aims to analyze the influence of banking credit on economic growth and its relationship with community welfare. The study uses secondary data, specifically quantitative time series data. The findings indicate that working capital credit, investment credit, and consumption credit all have a positive and significant effect on economic growth. This means that an increase in these types of credit will lead to an increase in economic growth, which in turn will promote social prosperity. The research is conducted using a quantitative approach, employing secondary panel data from the Central Statistics Agency and Bank Indonesia for the period 2021-2023. The variables analyzed include economic growth and banking credit, specifically working capital credit, investment credit, and consumption credit. The regression model used is log-linear, and the data is processed using Eviews 9.0 software. The results show that all three types of credit have a significant positive impact on economic growth. Specifically: - Working capital credit: A 1% increase in working capital credit leads to a 0.59% increase in economic growth. - Investment credit: A 1% increase in investment credit leads to a 1.45% increase in economic growth. - Consumption credit: A 1% increase in consumption credit leads to a 4.37% increase in economic growth. The study concludes that an increase in working capital credit, investment credit, and consumption credit will lead to higher economic growth, which will ultimately enhance community welfare. This aligns with previous research findings, such as those by Hukom et al. (2023) and Nopita Sari et al. (2019), which also highlight the positive and significant impact of credit on economic growth.This research aims to analyze the influence of banking credit on economic growth and its relationship with community welfare. The study uses secondary data, specifically quantitative time series data. The findings indicate that working capital credit, investment credit, and consumption credit all have a positive and significant effect on economic growth. This means that an increase in these types of credit will lead to an increase in economic growth, which in turn will promote social prosperity. The research is conducted using a quantitative approach, employing secondary panel data from the Central Statistics Agency and Bank Indonesia for the period 2021-2023. The variables analyzed include economic growth and banking credit, specifically working capital credit, investment credit, and consumption credit. The regression model used is log-linear, and the data is processed using Eviews 9.0 software. The results show that all three types of credit have a significant positive impact on economic growth. Specifically: - Working capital credit: A 1% increase in working capital credit leads to a 0.59% increase in economic growth. - Investment credit: A 1% increase in investment credit leads to a 1.45% increase in economic growth. - Consumption credit: A 1% increase in consumption credit leads to a 4.37% increase in economic growth. The study concludes that an increase in working capital credit, investment credit, and consumption credit will lead to higher economic growth, which will ultimately enhance community welfare. This aligns with previous research findings, such as those by Hukom et al. (2023) and Nopita Sari et al. (2019), which also highlight the positive and significant impact of credit on economic growth.