The paper "The Digital Transformation of SMEs: A Comparative Review Between the USA and Africa" by Mustafa Ayobami Raji et al. explores the digital transformation of Small and Medium-sized Enterprises (SMEs) in the United States and Africa, highlighting the diverse trajectories and unique challenges each region faces. In the USA, SMEs have embraced digital technologies such as cloud computing, data analytics, and e-commerce platforms to enhance operational efficiency and gain a competitive edge. The robust digital infrastructure, supportive regulatory environment, and advanced technological advancements have facilitated this transformation. In contrast, African SMEs face significant challenges, including infrastructure limitations, limited access to capital, and a diverse economic landscape. However, they have demonstrated resilience and adaptability by leveraging mobile technology, localized digital solutions, and collaborative networks. African SMEs are using mobile apps, mobile banking, and SMS-based services to reach broader audiences and provide financial inclusion. Governments and international organizations are also playing a crucial role in supporting African SMEs through targeted financial instruments, skill development programs, and regulatory frameworks. The paper emphasizes the importance of understanding the unique contexts and strategies employed by SMEs in both regions. It highlights the need for tailored interventions, collaborative efforts, and inclusive policies to foster sustainable and inclusive digital growth. Case studies of successful digital transformation initiatives, such as Amazon, M-Pesa, and Farmerowdy, illustrate the transformative impact of digital technologies on various industries. The future outlook for digital transformation in SMEs emphasizes the integration of AI and automation, the importance of cybersecurity, and the need for inclusive digital solutions. The paper concludes with recommendations for policymakers, businesses, and researchers to shape a future where digital transformation is inclusive and sustainable, driven by collective efforts and innovation.The paper "The Digital Transformation of SMEs: A Comparative Review Between the USA and Africa" by Mustafa Ayobami Raji et al. explores the digital transformation of Small and Medium-sized Enterprises (SMEs) in the United States and Africa, highlighting the diverse trajectories and unique challenges each region faces. In the USA, SMEs have embraced digital technologies such as cloud computing, data analytics, and e-commerce platforms to enhance operational efficiency and gain a competitive edge. The robust digital infrastructure, supportive regulatory environment, and advanced technological advancements have facilitated this transformation. In contrast, African SMEs face significant challenges, including infrastructure limitations, limited access to capital, and a diverse economic landscape. However, they have demonstrated resilience and adaptability by leveraging mobile technology, localized digital solutions, and collaborative networks. African SMEs are using mobile apps, mobile banking, and SMS-based services to reach broader audiences and provide financial inclusion. Governments and international organizations are also playing a crucial role in supporting African SMEs through targeted financial instruments, skill development programs, and regulatory frameworks. The paper emphasizes the importance of understanding the unique contexts and strategies employed by SMEs in both regions. It highlights the need for tailored interventions, collaborative efforts, and inclusive policies to foster sustainable and inclusive digital growth. Case studies of successful digital transformation initiatives, such as Amazon, M-Pesa, and Farmerowdy, illustrate the transformative impact of digital technologies on various industries. The future outlook for digital transformation in SMEs emphasizes the integration of AI and automation, the importance of cybersecurity, and the need for inclusive digital solutions. The paper concludes with recommendations for policymakers, businesses, and researchers to shape a future where digital transformation is inclusive and sustainable, driven by collective efforts and innovation.